Wyoming Workers’ Compensation Rules and Regulations

Per Wyoming workers’ compensation rules and regulations, small businesses can save money on workers’ compensation insurance by maintaining a safe, substance-free workplace, decreasing the likelihood of accidents and injuries. Business owners with a proven track record of workplace safety may be eligible for lower premiums. 

Other ways that small business owners can save money on workers’ comp insurance include: 

• Owners, executives, or partners can exclude their payroll from coverage to save on workers’ comp premiums. 
• Ask about group rating programs that are based on collective risk. 
• Ensure employees and jobs are classified correctly for accurate premium calculations. 
• Instate a return-to-work program to help injured workers return quicker with modified duties to reduce claims costs. 

How to get workers’ comp insurance in Wyoming?

Obtaining workers’ compensation insurance in Wyoming is straightforward because businesses must go through the Wyoming Department of Workforce Services for complete coverage. 

To obtain workers’ compensation insurance, you should: 

• Contact the Wyoming Department of Workforce Services to begin compliance with Wyoming workers’ compensation rules and regulations
• New business? Register with Wyoming State, then with Wyoming Workers’ Comp and Unemployment Insurance
• Check for exemptions or risk assessments to determine the status of your business

What can happen if I don’t have workers’ comp insurance in Wyoming? 

• Significant financial penalties for non-compliance, usually on a day-to-day basis 
• Possible misdemeanor or felony charges, depending on the circumstances and severity of non-compliance 
• Possible imprisonment for up to one year (in severe cases)
• Legal and civil repercussions that allow employees to sue an employer for lack of workers’ comp insurance coverage