Florida Workers’ Compensation for Welders

Name: Workers' Compensation Insurance for Welders in Florida
Brand: Kickstand Insurance
Rating: 5 (37 reviews)

Policies for Structural and Ornamental Welders

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Why do Welders in Florida need
Workers' Compensation Insurance?

Comply with state laws

Avoid fines

Protect your employees

Protection from lawsuits

...'cause they can get hurt

Welders in Florida work in high-risk environments, from handling heavy machinery to exposure to high heat. Workers' comp insurance safeguards your employees from job-related injuries and keeps your business running smoothly.

Common Welding injuries

Burns - From intense heat and molten metal
Respiratory problems - Fumes from welding materials may harm lungs
Eye injuries (arc flash) - UV radiation exposure can damage vision
Hearing loss - Loud equipment use can lead to auditory issues
Electrical shocks - From improper handling of equipment

Workers' Comp for Welders in Florida: Legal Requirements

Welders in Florida must carry workers' compensation insurance if they employ even one worker. Without proper coverage, businesses risk severe penalties like stop-work orders and fines. Learn more about Florida Workers’ Compensation Rules here.

Common types of Welding workers we can insure in Florida

Fabrication Shops

Ornamental Welders

Pipefitters

Structural Welders

Don't see your business classification?
‍We're here to help. Call 866-338-8823.

What type of injuries does
Workers' Comp Insurance cover?

Workers' comp insurance covers both the employer and the injured worker. Like all types of insurance, it acts as a safety net in case of an accident.

If a worker gets hurt on the job, the insurance company will help cover the costs associated with their care so the worker is well taken care of until they return to work.

Since the company had an active Welder workers' comp policy, they do not need to pay anything towards the bills.

Workers' comp insurance provides protection to both the employer and the injured worker. Like other types of insurance, it’s there to help in the event of an incident.

If a worker gets hurt on the job, the insurance company will help pay for the costs associated with their care so the worker is provided for until they return to work.

Since the company had an active workers' comp policy, they are not responsible for paying the medical bills.

What will Welding Workers' Comp Insurance pay for?

Medical expenses
Rehab and therapy costs
A percentage of lost wages
Disability benefits
Funeral cost

How much does Workers' Comp Insurance
for Welders in Florida cost per month?

For welders in Florida, workers' compensation is approximately $153 per employee each month in, calculated at $3.97 per $100 of payroll, plus taxes and fees. Learn more about Workers’ Comp Rates for Welders.

What's the cost based on?

The National Council of Compensation Insurance (NCCI) sets a fixed rate for every industry in Florida.

The rate is based on the level of risk for that job description.

Premiums are primarily calculated by using your payroll numbers and your NCCI class code.

Common Classifications for Florida Welding

Here are the main categories for classifying injuries in the welding industry. For more details, visit our guide: Workers’ Comp Class Codes for Welders.

3365 - Welding or Cutting NOC or Drivers

3040 - Iron or Steel Fabrication - Ironworks-Shop-Ornamental and Drivers

Don't see your business classification?
We're here to help. Call 866-338-8823.

How to get Workers' Comp Insurance in Florida

Getting workers' comp insurance in Florida is a straightforward process. Business owners can purchase coverage through any licensed insurance agent operating within the state.

However, not all agents offer workers' comp insurance, so it's essential to compare potential policies to ensure you're getting the right coverage for your Welding business.

Kickstand Insurance offers a streamlined process to help you compare quotes and choose a policy that fits your business needs. Start by filling out our Instant Quote form for a fast estimate.

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Ensure your company is fully protected. Get a hassle-free workers' comp quote in just 10 minutes with Kickstand Insurance and protect your business, your employees, and your bottom line.

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Helpful tips to save money

Choosing welders workers' comp insurance services may sound simple, but doing it wrong can be very costly.

Here’s how to save money:

Classify your workers correctlyFor example - Employees who do clerical work have a different code (8810). Lumping them together with manual labors will increase your premium.

Don't underestimate your payroll
If your payroll is more than was estimated at the beginning of the policy, it will be discovered at audit and you will be billed for the difference.

Have a clear process to report claims
...and make sure your employees know about it. This will make the entire experience easier for all involved. It can even help keep your costs down!

Report every incident- even if it didn't result in a large injury. Some things which seem insignificant can snowball into costly issues.

Prepare for your audit Every policy is audited at the end of 12 months. Keep your payroll records and files neat so you don't have issues later! Our Welder Workers’ Compensation Audit Checklist can help.

Prepare for your audit Every policy is audited at the end of 12 months. Keep your payroll records and files neat so you don't have issues later! A Welder Workers’ Compensation Audit Checklist can help.

FAQ's on Workers' Comp for Welders in Florida

Can 1099 welders be excluded from my workers' comp policy?

Yes, they can if they have their own workers' comp insurance. Collect proof of coverage. Without it, their payroll must be added to your policy.

How can I lower my welding workers' comp premiums?

To reduce costs, focus on safety. Provide proper PPE like helmets, fire-retardant gear, and gloves.

Use lockout/tagout procedures to prevent accidents and ensure welders are certified. A solid safety program can improve your ExMod and lower premiums.

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Learn more about Welding Insurance

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Why use Kickstand to
get workers' comp insurance?

Speed + Service + Experts

Document with workers' comp for welder insurance quote surrounded by insurance icons

Unlike other online insta-quote systems,
here your quote is reviewed by experts

Why does it matter?

Avoid surprise bills at audit
Make sure all your employees are properly covered
Protect yourself from lawsuits

What do we check?

Business categorized correctly
Employees job roles
Special discount opportunities

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The information on this website is not intended to serve as insurance advice. All content provided is for general informational purposes only.
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