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Florida Workers’ Comp for Veterinarians

Name: Workers' Compensation Insurance for Veterinarians in Florida
Brand: Kickstand Insurance
Rating: 5 (37 reviews)

Policies for Veterinary Clinics, Pet Groomers, and Animal Care Services

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Why do Veterinarians in Florida need
Workers' Compensation Insurance?

Comply with state laws

Avoid fines

Protect your employees

Protection from lawsuits

...'cause they can get hurt

Florida veterinarians deal with unique risks, from handling animals to managing a busy clinic environment. Workers' comp insurance protects your team if injuries happen on the job and keeps your business secure and compliant.

Common Veterinarian injuries

Bites and scratches - Handling stressed animals can cause injuries
Needlestick incidents - From errors during vaccinations or injections
Slips - Wet floors in clinics can cause falls
Back injuries - Lifting large animals can strain muscles
Disease exposure - From contact with sick animals

Workers' Comp for Veterinarians in Florida: Legal Requirements

Veterinarians in Florida with four or more employees are legally required to carry workers' compensation insurance. Failure to comply can result in penalties, including fines and stop-work orders. Learn more about Florida Workers’ Compensation Rules here.

Common types of Veterinarian workers we can insure in Florida

Animal Shelters

Mobile Vet Services

Pet Grooming Clinics

Veterinary Clinics

Don't see your business classification?
‍We're here to help. Call 866-338-8823.

What type of injuries does
Workers' Comp Insurance cover?

Workers' comp insurance covers both the employer and the injured worker. Like all types of insurance, it acts as a safety net in case of an accident.

If a worker gets hurt on the job, the insurance company will help cover the costs associated with their care so the worker is well taken care of until they return to work.

Since the company had an active Veterinarian workers' comp policy, they do not need to pay anything towards the bills.

Workers' comp insurance provides protection to both the employer and the injured worker. Like other types of insurance, it’s there to help in the event of an incident.

If a worker gets hurt on the job, the insurance company will help pay for the costs associated with their care so the worker is provided for until they return to work.

Since the company had an active workers' comp policy, they are not responsible for paying the medical bills.

What will Veterinarian Workers' Comp Insurance pay for?

Medical expenses
Rehab and therapy costs
A percentage of lost wages
Disability benefits
Funeral cost

How much does Workers' Comp Insurance
for Veterinarians in Florida cost per month?

Workers' compensation for veterinarians in Florida costs about $93 per employee monthly in, reflecting a rate of $0.93 per $100 of payroll, plus taxes and fees. Learn more about Workers’ Comp Rates for Veterinarians.

What's the cost based on?

The National Council of Compensation Insurance (NCCI) sets a fixed rate for every industry in Florida.

The rate is based on the level of risk for that job description.

Premiums are primarily calculated by using your payroll numbers and your NCCI class code.

Common Classifications for Florida Veterinarian

Here are the main categories for classifying injuries in the veterinary industry. For more details, visit our guide: Workers’ Comp Class Codes for Veterinarians.

8831 - Veterinary Hospitals

8831 - Mobile Veterinary Services

8831 - Pet Grooming or Training

8831 - Animal Shelters

8831 - Dog Kennels

8831 - Humane Societies

0917 - Pet Sitters

Don't see your business classification?
We're here to help. Call 866-338-8823.

How to get Workers' Comp Insurance in Florida

Getting workers' comp insurance in Florida is a straightforward process. Business owners can purchase coverage through any licensed insurance agent operating within the state.

However, not all agents offer workers' comp insurance, so it's essential to compare potential policies to ensure you're getting the right coverage for your Veterinarian business.

Kickstand Insurance offers a streamlined process to help you compare quotes and choose a policy that fits your business needs. Start by filling out our Instant Quote form for a fast estimate.

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Ensure your company is fully protected. Get a hassle-free workers' comp quote in just 10 minutes with Kickstand Insurance and protect your business, your employees, and your bottom line.

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Helpful tips to save money

Choosing veterinarian workers' comp insurance services may sound simple, but doing it wrong can be very costly.

Here’s how to save money:

Classify your workers correctlyFor example - Employees who do clerical work have a different code (8810). Lumping them together with manual labors will increase your premium.

Don't underestimate your payroll
If your payroll is more than was estimated at the beginning of the policy, it will be discovered at audit and you will be billed for the difference.

Have a clear process to report claims
...and make sure your employees know about it. This will make the entire experience easier for all involved. It can even help keep your costs down!

Report every incident- even if it didn't result in a large injury. Some things which seem insignificant can snowball into costly issues.

Prepare for your audit Every policy is audited at the end of 12 months. Keep your payroll records and files neat so you don't have issues later! Our Veterinarian Workers’ Compensation Audit Checklist can help.

Prepare for your audit Every policy is audited at the end of 12 months. Keep your payroll records and files neat so you don't have issues later! A Veterinarian Workers’ Compensation Audit Checklist can help.

FAQ's on Workers' Comp for Veterinarians in Florida

Do 1099 contractors in my veterinary practice need workers' comp coverage?

Yes, 1099 contractors must have their own workers' comp insurance and provide proof. If they don’t, you’ll need to include them in your policy.

Can clerical staff at a veterinary clinic be classified separately under a clerical code?

Yes, clerical staff can be classified under a separate clerical code, but only if they have absolutely no exposure to animals or other veterinary-related risks. Even minimal exposure would require them to be classified under the standard veterinary code.

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Why use Kickstand to
get workers' comp insurance?

Speed + Service + Experts

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Unlike other online insta-quote systems,
here your quote is reviewed by experts

Why does it matter?

Avoid surprise bills at audit
Make sure all your employees are properly covered
Protect yourself from lawsuits

What do we check?

Business categorized correctly
Employees job roles
Special discount opportunities

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The Ultimate Guide to Workers' Comp Insurance

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The information on this website is not intended to serve as insurance advice. All content provided is for general informational purposes only.
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