The Knowledge Base

helpful tidbits from the experts

In focus:

Managing your Workers' Comp Policy

pest control exterminator spraying termite pesticide

How a Pest Control Company saved $13,830 on Workers' Comp

Many businesses pay more than they should for workers’ compensation insurance—and they don’t even know it. By correctly classifying employees and using payroll splitting, you can potentially save thousands on your premiums, just like this North Carolina pest control and interior remodeling company did with the help of Kickstand Insurance.

a property manager updating their website

How a Property Management Company Secured Workers’ Comp

By updating their online information to match their actual operations, Kickstand Insurance helped a property management company in Connecticut secure workers' comp insurance after repeated denials.

What Happens When you Miss a Commercial Insurance Payment?

When you miss your commercial insurance payment, most carriers will offer at least a short grace period. At the end of the grace period, the insurance company will inform you that they intend to cancel, and will then cancel the policy after ten days. Not sure about the repercussions of not paying your premium on time? Let’s break down the timeline and illustrate what you can expect.

a worker installing a marble counter top

How a Stone Install Company saved $1,010 on Workers' Comp

By educating a business owner about purchasing options, Kickstand Insurance helped a stone and marble installation company in Florida save $1,010 on their workers' comp premiums.

an insurance agent helping a property manager reduce rate

How Kickstand Reduced a Property Manager’s Workers’ Comp Rates by 50%

By applying the right class code, Kickstand Insurance helped a property management company in West Virginia save nearly 50% on their workers' comp premiums.

a salesperson holding a laptop in front of a building

Workers' Comp Code 8742: Best Practices and Common Errors

Workers’ Comp Code 8742 applies to employees who spend 100% of their workday driving from place to place, meeting clients, sharing their expertise, or promoting their company's business. This code also applies to part-time outside salespeople who perform strictly clerical work when at the office.

a business owner curious why her workers' comp premium increased

Why Did My Workers’ Comp Premium Increase?

There are various reasons why your workers' comp premium might have gone up. The timing of your workers' comp premium increase can provide valuable insights into the underlying factors at play.

a business owner paying deductibles for a claim

Do Workers Comp Policies Have Deductibles? A Guide for Business Owners

Workers' comp policies may or may not have deductibles, depending on the state. In states that do offer deductibles, employers pay a reduced workers’ comp premium in exchange for paying a specified amount toward each claim.

an employee successfully getting a settlement from workers' comp

Can You Get a Settlement from Workers’ Comp?

You can get a settlement from workers’ comp for job-related injuries or illnesses, covering costs like medical care and lost wages. The process involves reporting the injury, filing a claim, and possibly negotiating a settlement. Settlement times vary, and most are tax-exempt federally.

The Knowledge Base

helpful tidbits from the experts

In focus:

Managing your Workers' Comp Policy

How a Pest Control Company saved $13,830 on Workers' Comp

How a Property Management Company Secured Workers’ Comp

What Happens When you Miss a Commercial Insurance Payment?

How a Stone Install Company saved $1,010 on Workers' Comp

How Kickstand Reduced a Property Manager’s Workers’ Comp Rates by 50%

Workers' Comp Code 8742: Best Practices and Common Errors

Why Did My Workers’ Comp Premium Increase?

Do Workers Comp Policies Have Deductibles? A Guide for Business Owners

Can You Get a Settlement from Workers’ Comp?

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