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workers’ compensation insurance for sole proprietor seamstress

Workers’ Compensation Insurance for Sole Proprietors

As a sole proprietor, you are generally excluded from a workers' comp policy. However, you may decide to include yourself in the policy either to win a contract or to be covered in the event of a workplace injury. It is important to note that any employees you hire will require workers' comp insurance.

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Ghost sitting at desk

How Much Does a Ghost Policy Cost?

Typically, a ghost policy cost is around $1,000, although prices may vary depending on the insurance carrier and coverage options. Some carriers that offer ghost policies also provide pay plans, while others may not.

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workers compensation Insurance for Consultants

The Case for Workers’ Compensation Insurance for Consultants

Consulting work is not generally thought of as being high-risk. However, even in this field, workers’ compensation insurance is necessary. Do consultants need workers’ compensation insurance, though? Why is it important?

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The Ultimate Guide to Workers' Comp Insurance

The Ultimate Guide to Workers' Comp Insurance

A Step-by-Step Handbook for Small Businesses - you don't want to skip this!

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